Privacy Policy & Disclaimer

Privacy Policy

Privacy Policy

This is the Federal Reserve Discount Window & Payment System Risk Website. We respect your privacy.

You may choose to provide us with personal information if, for example, you subscribe to our publications, send us questions through e-mail, answer our user surveys, register for an event or participate in our on-line activities.

If you participate in a user survey, your answers and personal information will only be analyzed in aggregate. The information will be used to help us tailor our website, publications and services to our users' needs and to help us understand our audience.

If you provide us with your postal or e-mail address or telephone number, this information will only be used to:
  • Provide you with the publications or information requested;
  • Clarify your order or request;
  • Provide you with related information; or
  • Send you a token of appreciation through postal mail if you participate in selected on-line activities.
When you fill out our on-line forms, they are returned to us via electronic mail. Your responses are not encrypted. We cannot guarantee the security of information sent via electronic mail. Minor children should always obtain parental consent before releasing personal information to any website.

In addition to information voluntarily provided by you, we collect statistical information about our users in aggregate. We perform analyses on our web server's log files to identify, among other things:
  • Our site's most popular pages;
  • The browsers and operating systems most often used by our visitors;
  • The sites and search engines that have referred visitors to our site; and
  • The domains from which our users visit us.
This analysis does not involve personally identifiable information. It is used only for the purpose of helping us understand and better meet our audience's needs.

Generally, information collected via this website is for Federal Reserve Bank or Federal Reserve System use only. No identifiable information about visitors to this website is sold to third parties. However, identifiable information about you or your company may be released to third parties to protect against fraud or if required by law.

Additionally, the Federal Reserve Banks or the Federal Reserve System may provide identifiable information about you or your company to outside agents or third parties under contract with the Federal Reserve. This information is only being provided to and is only used by those parties in conjunction with the services those parties provide to the Federal Reserve.

We reserve the right to change this policy at any time without notice. If you have questions or comments about the Federal Reserve Discount Window website Privacy Policy, please let us know.


This is the Federal Reserve Discount Window & Payment System Risk Website. This website is provided by the Federal Reserve Banks as a convenience to our customers, depository institutions and the public. By using this website or the information, data or materials provided on this website you acknowledge and agree to the following terms and conditions. If you do not agree to these terms and conditions, do not use this site.

The Federal Reserve Banks take reasonable measures to ensure the quality of the information made available on this website. The Federal Reserve Banks may periodically update the information but make no commitment to do so. Any conclusions that users draw from the information presented here are his or hers and are not to be attributed to the Federal Reserve Banks or the Federal Reserve System. The views expressed in working papers or elsewhere on this website do not necessarily reflect the views of the Federal Reserve Banks or of the Federal Reserve System.

The Federal Reserve Discount Window Website may provide relevant links to websites external to Federal Reserve Banks' websites (hereafter "External Websites") as an additional resource for our users. External Websites may also link to the Federal Reserve Discount Window (External Websites that are linked to this Website or that are linked to by this website shall be referred to as "Linked Websites"). Linked Websites are not under the control of the Federal Reserve Banks. Linked Websites may contain material that is protected under copyright or other laws with restrictions on use. The Federal Reserve Banks make no warranty, express or implied, nor assumes any liability or responsibility for any information that is available on any Linked Website. Neither inclusion of links to External Websites nor External Websites' inclusion of links to this website imply the Federal Reserve Banks' sponsorship, endorsement, recommendation or approval of the sites, the entities or organizations managing the sites, any views expressed on the sites or any products or services offered.

The Federal Reserve Banks do not warrant that any information contained on this website does not defame any individual or entity or infringe upon any individual's or entity's rights of privacy or publicity.

The Federal Reserve Banks provide no warranty, express or implied, as to the accuracy, timeliness, completeness, merchantability, fitness for any particular purpose, title, quality and non-infringement of any information on this website. All information, data and materials are provided on an "as is" basis without warranty of any kind. The Federal Reserve Banks shall not be liable for any direct or indirect, special or consequential damages or any other kind of damages whatsoever (including, without limitation, damages for loss of profits, business interruption, loss of information, or attorney's fees) that are in any way due to, resulting from, or arising in connection with the use or performance of, or inability to use information available from this website, regardless of whether the Federal Reserve Banks have been advised of the possibility of such damage.

Appropriate Use
Reproduction of any Federal Reserve Bank information contained herein may be made without limitation as to number, provided however, that it is not distributed for the purpose of private gain and is appropriately credited to the appropriate entity. The preceding sentence does not apply to other websites that may be linked to/from the Federal Reserve Discount Window & Payment System Risk Website, which are governed by the individual policies of those relevant website providers. In addition, some information contained on this site may be copyrighted and permission to use such copyrighted materials must be obtained from the owner and cannot be obtained from the Federal Reserve Banks.

Any unauthorized attempts to upload or change information, to defeat or circumvent security measures or to utilize this website for other than its intended purposes are prohibited.

The Federal Reserve Banks do not permit the use of their names in advertising, as an endorsement for any product or service, or for any other commercial purpose. Graphics and logos created by the Federal Reserve Banks are the property of the Federal Reserve Banks and may not be used without permission.

Applicable Law
This website is controlled and operated by the Federal Reserve Banks from their offices in the United States of America. By entering this site you acknowledge and agree that this website will only be construed and evaluated according to the United States law. If you use this website from other locations you are responsible for compliance with any and all applicable laws.