The Federal Reserve
Discount Window | Payment System Risk
    • General Information

      The Discount Window

      Discount Window Setup

      Frequently Asked Questions

      Primary and Secondary Credit Programs

      Seasonal Credit Program

      Historical Programs

    • Guidelines

      Operating Circular 1: Account Relationships (FRB Services)

      Operating Circular 10: Lending (FRB Services)

      The Federal Reserve Act (federalreserve.gov)

    • Agreements

      OC-10 Agreements

    • Discount Rates

      Discount Rates

    • Collateral

      Collateral Eligibility

      Collateral Valuation

      Pledging Collateral

    • Payment System Risk

      Payment System Risk

    • Select Your District

      Atlanta (6th District)

      Boston (1st District)

      Chicago (7th District)

      Cleveland (4th District)

      Dallas (11th District)

      Kansas City (10th District)

      Minneapolis (9th District)

      New York (2nd District)

      Philadelphia (3rd District)

      Richmond (5th District)

      San Francisco (12th District)

      St. Louis (8th District)

      Federal Reserve Board

    • The Discount Window
    • Discount Window Setup
    • Frequently Asked Questions
    • Primary and Secondary Credit Programs
    • Seasonal Credit Program
    • Historical Programs
    • Operating Circular 1: Account Relationships (FRB Services)
    • Operating Circular 10: Lending (FRB Services)
    • The Federal Reserve Act (federalreserve.gov)
    • OC-10 Agreements
    • Discount Rates
    • Collateral Eligibility
    • Collateral Valuation
    • Pledging Collateral
    • Payment System Risk
    • Atlanta (6th District)
    • Boston (1st District)
    • Chicago (7th District)
    • Cleveland (4th District)
    • Dallas (11th District)
    • Kansas City (10th District)
    • Minneapolis (9th District)
    • New York (2nd District)
    • Philadelphia (3rd District)
    • Richmond (5th District)
    • San Francisco (12th District)
    • St. Louis (8th District)
    • Federal Reserve Board

    The Federal Reserve Act

    The Federal Reserve Act (in its entirety)

    Relevant Portions of the Federal Reserve Act:

    Section 10A-Emergency Advances to Groups of Member Banks
    • Authority of Reserve Banks to Make Advances
    • Foreign Obligations as Security for Advances
    • Authority of Member Banks to Obligate Themselves


    Section 10B-Advances to Individual Member Banks
    • Limitations on Advances
    Section 11-Powers of Board of Governors of the Federal Reserve System:
    • Rediscounts by One Reserve Bank for Another
    Section 13-Powers of Federal Reserve Banks
    • Discount of Commercial, Agricultural, and Industrial Paper
    • Discounts for Individuals, Partnerships, and Corporations
    • Discount or Purchase of Sight Drafts
    • Limitation on Discount of Paper of One Borrower
    • Discount of Acceptances
    • Banker's Acceptances
    • Advances to Member Banks on Promissory Notes
    • Regulation by Board of Governors of Discounts, Purchases and Sales
    • Advances to Individuals, Partnerships, and Corporations on Obligations of United States
    • Receipt of Deposits from, Discount Paper Endorsed by, and Advances to Foreign Banks
    Section 13A-Discount of Agricultural Paper
    • Authority of Federal Reserve Banks to Discount Agricultural Paper
    • Rediscounts for, and Discount of Notes Payable to, Federal Intermediate Credit Banks
    • Purchase and Sale of Debentures of Federal Intermediate Credit Banks
    • Paper of Cooperative Marketing Associations
    • Limitations
    Section 14-Open Market Operations:
    • Rates of Discount
    Section 19-Bank Reserves:
    • Discount and Borrowing

    Atlanta (6th District)

    Boston (1st District)

    Chicago (7th District)

    Cleveland (4th District)

    Dallas (11th District)

    Kansas City (10th District)

    Minneapolis (9th District)

    New York (2nd District)

    Philadelphia (3rd District)

    Richmond (5th District)

    San Francisco (12th District)

    St. Louis (8th District)

    Federal Reserve Board

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